Credit Repair Services @ Loancrew.com Home Personal Loans Home Loans Auto Loans Credit Repair Services! We encourage you to visit the bad credit repair and credit repair services sites below for more credit repair help information! It's really that simple! We Make It Easy For You To Find Bad Credit Repair Online And The Best Credit Repair Help! Credit Repair Services Credit Repair: Help Yourself First “Credit Problems? NO problem ...” “We can erase your bad credit—100% guaranteed.” “We can remove bankruptcies, judgments, liens, and bad loans from your credit file, FOREVER!” “Create a new credit identity—legally.” Do yourself a favor and save some money, too. Don’t believe these statements. Newspapers, radio, TV, and the Internet are filled with ads that offer — for a fee — to erase accurate negative information in your credit file so you can get a credit card, auto loan, home mortgage, or even a job. The scam artists who run these ads can’t deliver. Only time, a deliberate effort, and a personal debt repayment plan will improve your credit. The companies that advertise credit repair services appeal to consumers with poor credit histories. Not only can’t they provide you with a clean credit record, they may be encouraging you to violate federal law. If they ask you to make false statements on a loan or credit application, misrepresent your Social Security number, or advise you to get an Employer Identification Number from the Internal Revenue Service under false pretenses, you will be committing fraud. The truth is you can help yourself to re-build a better credit record. Start by contacting your creditors when you realize that you are unable to make payments. If you need help working out a payment plan and a budget, contact your local credit counseling service. There are non-profit groups in every state that offer credit guidance to consumers. These services are available at little or no cost. Also, check with your employer, credit union, or housing authority for no-cost credit counseling programs. In addition, you have specific rights under the Fair Credit Reporting Act: You are entitled to a free copy of your credit report if you’ve been denied credit, insurance or employment and request the report within 60 days of notice, or if you can prove that (1) you’re unemployed and plan to look for a job within 60 days, (2) you’re on welfare, or (3) your report is inaccurate because of fraud. If your application for credit, insurance, or employment is denied because of inaccurate or incomplete credit information, the company to which you applied must give you the name and address of the reporting credit bureau. There is no charge to dispute mistakes or outdated information on your credit record. Ask the credit bureau for a dispute form and submit it with any supporting documentation. Other facts you should know: • Bankruptcy information (both the date of your filing and the later date of discharge) can be reported for 10 years. Information about a lawsuit or judgment against you can be reported for seven years or until the statute of limitations runs out, whichever is longer. Information reported because of an application for a job with a salary of more than $75,000 has no time limit. Information reported because of an application for more than $150,000 worth of credit or life insurance has no time limit. Apply for a loan online If you are seeking money in the form of a home loan, car loan online or an unsecured personal loan we enable you to apply for a variety of loan types. Loansanytime offers you the quickest and easiest way to get your loan approved. Access lenders waiting to accept your finance application. Get started by clicking the loan service most suitable for you. Choose below or from our online loan services menu at the top of the page. Online Loans Types Personal Loan Online Home Loan Online Home Equity Loan Online Car Loan Online Debt Consolidation Mortgage Loan Debt Consolidation (No Loan Required) Payday Loan Online

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